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ESTO Hire-purchase

Do not wish to pay for the whole amount at once? Pay by installments!

ESTO Järelmaks

Use ESTO installment payment when paying for the purchase - the cheapest, most convenient and fastest installment payment link in Estonia!

When paying in installments, please contact ESTO or forproff.ee and you will receive a installment link. When paying, choose the period that suits you, the amount of the monthly installment and digitally sign conveniently using an ID card, Smart-ID or Mobile-ID.
ESTO installment payment is an extremely fast and convenient payment solution that will help you to create a payment schedule based on the period you have chosen. This payment solution makes a decision in real time and helps you make a purchase in less than 60 seconds.

ATTENTION! Each installment is a financial liability. Before concluding a hire purchase agreement, read the terms and conditions of the respective service and, if necessary, consult an expert.

ESTO installment provider is ESTO AS (reg. Code 14180709).

The standard ESTO installment terms are as follows:

  • Fixed interest rate 11.9%
  • Contract fee 0 euros
  • Period up to 5 years

All citizens of the Republic of Estonia aged 18-70 can apply for an ESTO installment.
ESTO installments can also be processed quickly and conveniently for legal entities.

Every financial decision involves risks and obligations, so we ask you to think carefully about the need to consume loan products. For example, in the case of a loan amount of 1290 euros with a fixed interest rate of 11.90% per annum for 12 months and a contract fee of 0 euros, the credit cost rate is 23.48%, the monthly payment is 120.29 euros and the total amount repaid by the consumer is 1,443.48 euros. Hire purchase is offered and managed by ESTO AS.